The Best Maybank Credit Cards in Malaysia 2023 – Compare the Promotions from Each Cards

Overview of Maybank Malaysia: Tradition of Excellence and Innovation

Malayan Banking Berhad, another name for Maybank, is a reputable bank with a long history of quality and a dedication to innovation. Maybank has made a name for itself in the Southeast Asian banking sector thanks to its primary operational markets in Malaysia, Singapore, and Indonesia.

Tradition of Excellence

The fact that Maybank Malaysia is the biggest bank in Malaysia in terms of market capitalisation and total assets speaks volumes about its history of excellence. With total assets exceeding US$203 billion as of 2019, it is also one of the biggest banks in Southeast Asia. The bank’s dedication to offering top-notch financial services has aided in establishing a solid market presence and reputation.

On several fronts, Maybank Malaysia has received accolades for its expertise. According to the 2020 Brand Finance study, Maybank is Malaysia’s most valuable and 70th most valuable bank brand globally. It is evidence of clients’ faith and trusts in Maybank Malaysia as their go-to banking partner.

Commitment to Innovation

To maintain its position as a leader in the banking sector, Maybank Malaysia has always embraced innovation. The bank has adopted many efforts to promote an innovation culture within the organisation because it recognises the skill and creativity of its people resource.

The President’s Innovative Ideas Award (PIIA), one of Maybank’s major innovation initiatives, was introduced in 2011. The PIIA aims to promote innovation awareness, honour the bank’s best internal ideas, and boost participation in the innovation programme. Implementing winning PIIA concepts over the years demonstrates Maybank’s dedication to value creation through employee involvement.

To produce significant innovation, Maybank Malaysia also holds ideation workshops. Utilising the skills and ability of Maybankers throughout the organisation, these workshops concentrate on essential business areas that the bank considers strategically necessary. Maybank Malaysia aims to create new sources of sustained competitive advantages by taking a more concentrated approach to ideation.

Maybank Malaysia is dedicated to improving and extending its innovation programmes as it continues to develop and mature along its innovation path. This dedication aligns with Maybank’s objective of generating sustainable company growth that is both humanising and distinctive.

TOP 10 Maybank Credit Card Comparison Table

1. Maybank World Mastercard

Features & Benefits

• earn 5X Treats AirMiles for every RM2 local spend
• earn 5X Treats AirMiles for every RM1 overseas spend
• get 50,000 Treats AirMiles sign-up bonus upon card approval
• earn Treats AirMiles that will never expire, convert miles into free flights
• free access to selected local and international golf clubs (min RM3000 spend in previous month required to make golf bookings, play up to 2 times a month, only for principal cardmember)
• 10% savings on green fees for guests (valid from 1 January 2020 till 31 December 2020)
• 5X free access per year at selected Plaza Premium Lounges (at KLIA1, KLIA2, Kota Kinabalu International Airport, Kuching International Airport, Penang International Airport and at other selected list of global lounges in Canada, Cambodia, China, India, Indonesia, Maldives, Oman, Phillipines, Singapore, Taiwan, United Arab Emirates, Saudi Arabia, United Kingdom, Italy, Australia)
• up to 40% savings for dining at participating Marriott Bonvoy hotels (valid until 30 December 2020)
• Starwood Dining privilege at all Starwood participating hotels
• MasterCard Airport Experiences by LoungeKey
• MasterCard Concierge Services
• MasterCard Global Service™ for 24/7 support and emergency assistance worldwide
• travel insurance coverage – up to RM2,000,000
  flight misconnection coverage – RM1,000
  luggage delay coverage – RM1,000
  lost luggage coverage – RM3,000
• E-wallet reloads are not eligible for earning Treatspoints, membership rewards, AirMiles and Cash Back
• payment made to government bodies, JomPAY or FPX are not eligible for earning Treats AirMiles
• earn 1X Treats AirMiles for each RM1 transacted for petrol, education institutions, insurance providers, utilities, petrol and 0% EzyPay plans

Eligibility

• minimum annual income – RM100,000
• minimum age – 21 years old

Fees & Charges

• interest rate – 15% per annum or 1.25% per month (if you make prompt payments over the last 12 consecutive months)
• principal card annual fee – RM800, waived for first year (subsequent years waived with min spend of RM80,000 per annum)
• supplementary card annual fee – waived for up to 4 supplementary cards (5th shall be charged RM400)
• minimum monthly payment – 5% of the outstanding balance or RM25, whichever is higher
• cash advance fee – 5% of the total cash advance amount or RM18, whichever is higher
• cash advance interest rate – 18% per annum or 1.50% per month, calculated on a daily basis
• card replacement fee – RM50 per card
• late payment charges – 1% of the outstanding balance or RM10, whichever is higher up to maximum of RM100

Documents Required

For salaried Malaysians

• copy of MyKad (both sides) or passport
• latest BE form with official tax receipt
• latest 3 months’ salary slips
• latest 6 months’ savings account activity or current account statement

For self-employed Malaysians

• copies of your business registration documents
• latest 6 months’ bank statements

For expatriate

• letter from your employer confirming duration of employment in Malaysia

Supplementary cardholder

• copy of MyKad (both sides) or passport

2. Maybank Visa Signature

Features & Benefits

• earn 5X TreatsPoints for overseas spending
• earn 1X TreatsPoints for local spending
• 5% daily cashback for all local petrol and groceries spend, capped at RM88/month
• petrol, groceries, and government bodies spend will not be eligible for TreatsPoints
• Visa Airport Speed Pass for fast track immigration at over 280 international airports
• 24/7 Visa Signature Concierge Service
• up to RM 2,000,000 in travel insurance coverage
  • travel personal accident insurance – up to RM 1,000,000
  • missed flight connection – RM 1,000
  • luggage delay – RM 1,000
  • lost luggage – RM 3,000

Eligibility

• minimum annual income – RM 70,000 to RM100,000
• principal cardholder age – 21 – 65 years old
• supplementary cardholder age – 18 – 65 years old

Fees & Charges

• annual fee – RM 550 (waived for the 1st year, subsequent years will be waived with a minimum spend of RM30,000 per annum)

Documents Required

Malaysia employees

• copy of NRIC both sides or passport
• latest BE form with official tax receipt
• latest 3 months’ salary slips
• latest 6 months’ savings account activity / current account statement

Self-employed

• copies of business registration
• latest 6 months’ bank statement

Foreign expats

• letter from your employer stating the duration of your employment contract in Malaysia

3. American Express Platinum Credit Card

Features & Benefits

• earn 5X Membership Rewards points when you spend on petrol, groceries, selected cineplexes, participating bookstores and telco charges
  • participating cinema: GSC, TGV, Cathay Cineplexes
  • participating bookstores: Borders, MPH, Kinokuniya, Times
• earn 2X Membership Rewards points for local or overseas spend
• earn 1X Membership Rewards points for utilities, education, EzyPay, and insurance transactions
• 24/7 American Express Global Assist
• complimentary travel personal accident insurance coverage of up to RM 1,000,000, as well as travel inconvenience coverage for missed connections, luggage delays, luggage loss and flight delays
• retail purchase protection of up to RM 20,000 per item / RM 150,000 per card account per year
• return guarantee exchange or refund of up to 90 days, maximum RM 1,500 per item / up to max RM 6,000 per card account per year
• easy bill payments via Maybank2u

Eligibility

• minimum annual income – RM 60,000
• principal cardholder age – 21 – 65 years old
• supplementary cardholder age – 18 – 65 years old

Fees & Charges

• annual fee – RM 800 (free for the 1st year)
• supplementary card annual fee – RM 550 (free for the first 2 supplementary cards)
• late payment charges – 1% of the minimum repayment amount due or a minimum of RM10, whichever is higher, up to a maximum of RM75

Documents Required

if you are a salaried employee

• copy of NRIC on both sides, or passport
• your latest 3 months’ salary slip
• your latest 6 months’ savings account activity or your current account statements

if you are self-employed

• copy of your NRIC on both sides, or passport
• income tax return documents (Form B or latest EA Form)
• copies of your business registration certificate or trading license or Form 9, Form 24, Form 49
• latest 6 months’ company or personal bank statements

if you are a foreigner working in Malaysia

• you must be a Maybank account holder
• a letter from your employer confirming your duration of employment contract in Malaysia

4. PETRONAS Maybank Visa Platinum

Features & Benefits

• ZERO annual fee for life
• earn 5X TreatsPoints on weekdays and 8X TreatsPoints on weekends when you spend at PETRONAS Service Stations
• earn 8X TreatsPoints when you spend on groceries every weekend
• earn 1X TreatsPoints when you spend on utilities, insurance, education or EzyPay payments
• personal concierge services
• invitations to special Platinum events
• automatic membership to the prestigious Visa Platinum Club
• free Maybankard Touch n Go Zing Card (free subscription fee)
• access to exclusive Etiqa Takaful Mutiara Plus Plan to provide you with both protection and investment for only RM10 per month

Eligibility

• minimum annual income – RM 60,000 (Malaysians & Expatriates)
• principal cardholder age – 21 – 65 years old
• supplementary cardholder age – 18 – 65 years old

Fees & Charges

• annual fee – lifetime waiver for principal and supplementary cardholder

Documents Required

for salaried worker

• copy of your NRIC on both sides, or passport
• latest BE Form with official tax receipt
• latest 3 months’ salary slip
• latest 6 months’ savings account activity or current account statements

for self-employed

• copies of your business registration documents
• latest 6 months’ bank statement

for expatriate

• a letter from employer stating your duration of employment contract in Malaysia
• you must also be a Maybank account holder

for recent graduate

• copy of your degree certificate or professional qualification
• employment letter or your latest 3 months’ salary slip

for existing Maybank cardholders

• copy of your NRIC on both sides or passport
• copy of your credit card or charge card on both sides

5. Maybank 2 Platinum Cards

Features & Benefits

• ZERO annual fee for life
• get 2 cards with one sign up and one statement
• earn 5X TreatsPoints for weekdays spend with Maybank 2 American Express Card
• earn 1X TreatsPoints for spend on Maybank 2 Mastercard or Visa Card
• get 5% weekends cashback with Maybank 2 American Express Card, capped at RM 50 per principal cardmember per month, T&C apply
• enjoy travel insurance coverage of up to RM 700,000

Eligibility

• minimum annual income – RM 60,000 (Malaysians & expats)
• principal cardholder age – between 21 to 65 years old
• supplementary cardholder age – between 18 to 65 years old

Fees & Charges

• annual fee – lifetime fee waiver

Documents Required

if you are a salaried employee

• copy of your NRIC on both sides or passport
• latest 3 months’ salary slips
• latest 6 months’ savings account or current account statements

if you are self-employed

• copy of NRIC both sides or passport
• income tax return (Form B or latest EA form)
• copies of business registration certificate or trading license or Form 9, Form 24, Form 49
• latest 6 months’ company or personal bank statements

if you are an expatriate

• a letter from your employer, confirming

if you are a supplementary cardholder

• copy of your NRIC on both sides or passport

6. Maybank FC Barcelona Visa Signature

Features & Benefits

• 2% Cash Back for all purchases all year long (aside from May & August), capped at RM50/month
• 10% Cash Back for all purchases in August (football season begins) & May (football season ends), capped at RM100 each month
• 10% discount on FCB official online store
• 5% discount in FCBotiga official store in Camp Nou
• Visa Airport Speed Pass – fast track immigration at over 280 international airports
• Visa Signature Concierge Service 24/7
• travel insurance personal accident coverage – up to RM500,000
  • missed flight connection coverage – RM200 (after 12 hours)
  • luggage delay coverage – RM200 (after 12 hours)
  • lost luggage coverage – RM500 (after 48 hours)
• cash rebates are valid for all transactions of RM1 and above
• cashback is not applicable for EzyPay and JomPay transactions
• 20 days interest-free period

Fees & Charges

• card annual fee – FREE for life
• supplementary card annual fee – FREE for life (complimentary up to 4 cards)
• interest rate – 15% per annum (if settling minimum payment due for 12 consecutive months)
• cash advance fee – fixed fee of 5% on the total amount withdrawn, or minimum RM10 per transaction, whichever is higher
• cash advance interest rates – 18% per annum or 1.5% per month calculated daily
• card replacement fee – RM50
• late payment fee – RM10 or 1% of the outstanding balance, whichever is higher, capped at RM75

Documents Required

Salaried Malaysians

• copy of NRIC (both sides) or Passport, including that of supplementary applicant’s
• latest BE form with an official tax receipt
• latest 3 months’ salary slips
• latest 6 months’ savings account activity/current account statement

Self-employed Malaysians

• copies of Business Registration
• latest 6 months Bank Statements

For foreigners & expatriates

• letter from the employer confirming the duration of the employment contract in Malaysia

7. Maybank Grab Mastercard Platinum Credit Card (Black)

Features & Benefits

• welcome gift of 1,000 GrabRewards Points (GRP) will be awarded upon activation.
• welcome gift of 5 X RM5 GrabRide voucher and 5 X RM5 GrabFood voucher will be awarded upon a minimum accumulative spend of RM300 in the Grab application within 45 days from the date the card is approved.
• 5 GrabRewards Points will be rewarded for every 1 Ringgit Malaysia spent on GRAB & GRABPAY (including GRAB e-wallet reloads).
• 2 GrabRewards Points will be rewarded for every 1 Ringgit Malaysia spent overseas/cross border/e-commerce transactions.
• 1 GrabRewards Point will be rewarded for every 3 Ringgit Malaysia spent locally on eligible transactions.
• Grab Platinum Tier status for 6 months upon card activation
• Lifetime annual fee waiver

Eligibility

• minimum annual income – RM 36,000
• Principal cardholder age – between 21 to 65 years old
• Supplementary cardholder age – between 18 to 65 years old
• must be a Grab user

Fees & Charges

• annual fee – lifetime fee waiver

Documents Required

if you are a salaried employee

• copy of your NRIC on both sides or passport
• latest 3 months’ salary slips
• latest 6 months’ savings account or current account statements

if you are self-employed

• copy of NRIC both sides or passport
• income tax return (Form B or latest EA form)
• copies of the business registration certificate or trading license or Form 9, Form 24, Form 49
• latest 6 months’ company or personal bank statements

if you are a supplementary cardholder

• copy of your NRIC on both sides or passport

8. Maybank Manchester United Visa Card

Feature & Benefits

• ZERO annual fee for life, no minimum transactions needed, no conditions attached
• earn 10X TreatsPoints on United Direct Online Megastore (www.manutd.com)
• earn 5X TreatsPoints when Manchester United wins a Premier League match, T&C apply
• earn 5X TreatsPoints on groceries
• FREE Maybankard Touch ‘n Go Zing with automatic reload that links to your Maybankard Manchester United Card
• 10% discount on United Online Megastore & Outlet
• 10% discount at Red Cafe, Old Trafford on food and drinks
• 20% discount on the Manchester United Stadium and Museum Tour

Eligibility

• minimum annual income – RM 30,000 (Malaysians)
• minimum annual income – RM 60,000 (expatriates)
• principal cardholder – between 21 to 65 years old
• supplementary cardholder – between 18 to 65 years old

Fees & Charges

• card annual fee – lifetime waiver

Documents Required

salaried employee

• copy of NRIC both sides, or passport
• latest BE Form with official tax receipt
• latest 3 months’ salary slip
• latest 6 months’ savings account or current account statements

self-employed

• copies of business registration information
• latest 6 months’ bank statement

expatriate applicants

• letter from employer, confirming duration of employment contract in Malaysia
• you must also be a Maybank account holder

recent graduate

• copy of degree cert or professional qualification
• your employment letter or 3 months’ salary statement

existing cardholder

• copy of NRIC both sides, or passport
• copy of your credit card or charge card on both sides

9. American Express Cash Back Gold Credit Card

Features & Benefits

• earn 1% unlimited cash back on local spend
• earn 1.5% unlimited cash back on overseas spend
• no minimum spend
• no monthly rebate cap

Eligibility

• minimum annual income – RM 30,000 (Malaysians)
• minimum annual income – RM 60,000 (expatriates)
• principal cardholder – between 21 to 65 years old
• supplementary cardholder – between 18 to 65 years old

Fees & Charges

• principal card annual fee – RM 70
• supplementary card annual fee – RM 45
• first year fee waiver for principal and 2 supplementary cards

Documents Required

if you are a salaried employee

• copy of your NRIC (both sides) or passport
• your latest 3 months’ salary slip
• your latest 6 months’ savings account or current account statements

if you are self-employed

• copy of NRIC (both sides) or passport
• income tax return (Form B or latest EA Form)
• copy of your business registration certificate or trading license or Form 9, Form 24, Form 49
• latest 6 months’ company or personal bank statements
• you must be a Maybank account holder

if you are an expat

• a letter from your employer confirming your duration of employment contract within Malaysia
• you must be a Maybank account holder

if you are a supplementary cardmember

• a copy of your NRIC on both sides or passport

10. Maybank 2 Gold Cards

Features & Benefits

• Get two cards with one sign-up and one statement: Maybank 2 Gold American Express Card and Maybank 2 Gold Mastercard / Visa Card
• Lifetime card annual fee waiver
• Maybank 2 American Express Card
  • 5% Cashback for weekends spent in Malaysia or overseas (capped at RM50 per principal cardmember per month), cashback excludes payment to government bodies and utilities
  • 5X TreatsPoints for weekdays spend (Mon – Fri)
  • 1X TreatsPoints for Maybank 0% EzyPay Instalment Plan, education institutions, insurance providers and utilities
  • 1X TreatsPoints for daily spend
• 1X TreatsPoints for daily spend on Maybank 2 Visa Card
• E-wallet reloads are not eligible for TreatPoints, membership rewards, air miles and cashback
• payment to government bodies, JomPAY, or FPX is not eligible for TreatPoints

Eligibility

• Malaysians with a Maybank account & a minimum annual income of RM30,000
• ex-pats with a Maybank account & minimum annual income of RM60,000
• principle cardholders – 21 to 65 years old
• supplementary cardholders – 18 to 65 years old

Fees & Charges

• lifetime annual fee waiver for principal and supplementary cards
• interest rate – 15% per annum (only if you have made prompt payment for the past 12 consecutive months)
• cash advance fee – 5% of the withdrawal amount or a minimum of RM18 (whichever is higher)
• cash advance interest rate – 18% per annum or 1.5% per month of cash advance amount calculated daily
• card replacement fee – RM50 per card
• annual service tax – RM25 per card
• late payment charges – 1% of the outstanding balance or RM10, whichever is higher, up to a maximum of RM100

Required Documents

Salaried employees (Malaysians)

• copy of MyKad (both sides) or passport
• latest 3 months’ salary slips
• latest 6 months’ savings account activity / current account statements

Self-employed (Malaysians)

• copy of MyKad (both sides) or passport
• income tax return (Form B / Latest EA form)
• copies of business registration certificate/trading license / Form 9, Form 24, Form 49
• latest 6 months’ company / personal bank statements

Expatriate

• letter from the employer confirming your duration of employment in Malaysia

Supplementary cardholder

• copy of MyKad (both sides) or passport

Why Choose Maybank Credit Cards?

A variety of credit cards are available from Maybank Malaysia that are made to fit various lifestyles and interests. Consider these factors while deciding whether to use the best Maybank credit card:
Wide Selection of Cards: Maybank offers various credit cards to meet different demands. Whether you want cashback rewards, travel advantages, or privileged access, Maybank offers a card to suit your tastes and way of life.

• Cashback Rewards: Numerous Maybank credit cards provide enticing cashback incentives on regular purchases. For instance, you may earn up to 8% cashback on your favourite categories, such as shopping, restaurants, entertainment, and more, with the Maybank Family & Friends Card in Singapore. Doing this can increase the money you save and help you enjoy your purchases more.
• Travel Benefits: Maybank credit cards include travel perks if you travel frequently. For instance, the Maybank Horizon Visa Signature Card in Singapore enables you to accrue air miles for meals, travel, gas and hotel reservations. You can also take advantage of comprehensive travel insurance coverage and unique access to VIP lounges.
• Fuel Savings: Maybank credit cards provide attractive fuel savings at Caltex stations with the Diamond Sky Fuel Card. Cardholders can enjoy significant discounts on fuel purchases, helping them save on their everyday expenses.
• Exclusive Privileges: Maybank credit cards provide users access to exclusive benefits and savings. For instance, the Maybank World Mastercard offers free entry to Plaza Premium Lounges, discounts at specific restaurants and retail stores, and golf clubs worldwide. These benefits can improve your way of life and increase the fun of your experiences.
• Innovative Features: It is well known that Maybank values innovation. To improve the credit card experience for its consumers, the bank is always introducing new features and services. Whether through mobile banking applications, contactless transactions, or digital rewards redemption, Maybank aims to provide cardholders with practical and cutting-edge options.
• Regional Presence: Southeast Asia and beyond are regions where Maybank is well-represented. Maybank credit cards are convenient and widely accepted because of their global network of retail banking locations. This is very advantageous for those who travel frequently or have needs for overseas expenditures.

Understanding the Benefits of Maybank Credit Cards

Its various features make Maybank credit cards an appealing option for Malaysian cardholders. Customers who choose the best Maybank credit cards can benefit from exclusive incentives, cashback deals, travel advantages, and more. These are a few of the main advantages of the best Maybank credit cards:

• Cashback Rewards: Maybank credit cards provide enticing cashback returns on a variety of purchase categories, including groceries, restaurants, entertainment and transportation. For instance, the Maybank Family & Friends Card allows cardholders to earn significant rewards on their regular spending by offering up to 8% cashback on specified categories.
• Travel Benefits: Maybank credit cards offer exclusive travel bonuses and privileges. The benefits of using a credit card include earning air miles, getting hotel room discounts, getting access to some VIP lounges, and getting free travel insurance. For instance, the Maybank World Mastercard offers 10X TREATS Points (equal to 4 air miles) at certain restaurants, shops and gas stations, making it an excellent option for regular travellers.
• Fuel Savings: Through the Diamond Sky Fuel Card, Maybank credit cards offer excellent fuel discounts at Caltex stations. Cardholders can take advantage of savings on fuel purchases, which can reduce their fuel costs. Fuel savings of up to 26.45% are available with the Maybank Family & Friends Card at Caltex, making it an affordable driver choice.
• Complimentary Access and Services: Maybank credit cards make access to unique benefits and services possible. The Rewards Infinite (RI) programme, travel insurance, 24-hour access to Mastercard Travel & Lifestyle Services, and complimentary admission to a few VIP lounges are all available to cardholders. These extra benefits improve the whole travel and lifestyle experience for the best Maybank credit card holders.
• Flexible Redemption: For rewards and advantages accrued, Maybank credit cards provide a variety of flexible redemption possibilities. The TREATS SG app allows cardholders to redeem rewards, convert collected TREATS Points to air miles, and enjoy fee-free conversion of TREATS Points to air miles. Due to this flexibility, cardholders may maximise the value of their points and take advantage of unique redemption opportunities.
• Golf Privileges: The Maybank World Mastercard is an excellent option for aficionados. This card offers perks, including free green fees at participating golf clubs worldwide and exclusive discounts at a few restaurants and shops. You can also accumulate points that can be exchanged for flight miles or incentives.
• Complimentary Lounge Access: Plaza Premium Lounges are accessible for free with several Maybank credit cards, so you may unwind and take advantage of premium airport services.
• Convenience and Security: Maybank credit cards are generally accepted domestically and abroad. They can be used for offline and online purchases and cash withdrawals. Maybank Malaysia also implements advanced security measures to safeguard cardholders against fraud and unauthorised transactions.
• Flexible Rewards Programs: Maybank credit cards are typically accepted domestically and internationally. They can be used to make offline and online purchases and withdraw money. Maybank has also implemented cutting-edge security measures to protect cards from fraud and unauthorised transactions.
• Exclusive Privileges: Most places accept Maybank credit cards locally and abroad. They can be used to withdraw money and make offline and online transactions. Additionally, Maybank has implemented advanced security measures to guard cards against fraud and unauthorised transactions.

Maybank Treats Fair and Discounts

Cardholders from Malaysia can take advantage of special deals and promotions. Take advantage of current Maybank credit card promotion and learn about the best Maybank credit cards. Cardholders from Malaysia can take advantage of special deals and promotions. Take advantage of current Maybank credit card promotion and learn about the best Maybank credit cards.

Explore the Best Maybank Credit Cards

Various credit cards from Maybank Malaysia are available to fit different demands and lifestyles. Maybank Malaysia provides the ideal credit card for you, whether you’re seeking dining perks, travel advantages, or cashback rewards. The best Maybank credit cards allow you to enjoy exclusive benefits and earn points for regular purchases.

Exclusive Maybank Credit Card Promotions

You may get interesting Maybank credit card promotions and discounts at Maybank Treats Fair and Discounts. Utilise exclusive savings, cashback promotions, and alluring rewards when you use your best Maybank credit card at partner businesses. These programmes are intended to improve your cardholder experience and offer added value. They range from dining and shopping to travel and lifestyle events.

Maybank Treats Fair

The much-anticipated Maybank Treats Fair offers cardholders exciting deals and benefits. Watch for the upcoming Treats Fair, which will offer a wide range of goods and services. Discover exclusive offers, collect bonus points, and redeem thrilling prizes with us at the Treats Fair. Don’t pass up the opportunity to maximise the benefits of your best Maybank credit card.

Virtual Treats Fair

Additionally, Maybank Malaysia hosts Virtual Treats Fairs so that you can take advantage of amazing deals and events while lounging at home. The Virtual Treats Fair will feature a variety of e-vouchers, special point conversion rates, specialised flash specials, and more. Watch for the next Virtual Treats Fair to enjoy fantastic online discounts and prizes.

Making the Most of Your Maybank Credit Card

Various bonuses and rewards are available with Maybank credit cards, which can improve your money management and increase the effectiveness of your spending. You can get the most out of best Maybank credit card’s advantages and have a satisfying experience by knowing the optimal usage procedures. Here are some essential pointers to help you make the best use of your Maybank credit card:

Best Practices for Utilizing Your Maybank Credit Card

1. Choose the Right Card: Choose the best Maybank credit card that fits your spending preferences and way of life. To ensure the card meets your needs and tastes, consider cashback categories, travel incentives, and annual fees. Maybank Malaysia provides a range of credit cards designed for various consumer categories, offering choices for various needs.
2. Understand the Rewards and Cashbacks: Get acquainted with the best Maybank credit card points and cashback programme. Note the payback rates, qualifying spending categories, and applicable limits or restrictions. This information will enable you to plan your finances and maximise the benefits you receive.
3. Optimize Preferred Cashback Categories: If your Maybank credit card allows you to pick your favourite reward categories, choose those corresponding to your usual expenditure. You will be able to do this to increase the cashback rates you receive on purchases like groceries, meals out, transportation, and entertainment. To ensure your preferences reflect your current spending habits, periodically review and modify them.
4. Take Advantage of Travel Benefits: Use any travel benefits with your Maybank credit card wisely. These could include air miles, discounted hotel reservations, entry to airport lounges, and free travel insurance. Plan your travels and finances to make the most of these advantages and improve your travels.
5. Be Mindful of Payment Deadlines: Avoid late payment fees and interest charges by paying your Maybank credit card bills on time. To guarantee prompt settlement, set up payment reminders or automate your payments. You can preserve your creditworthiness and reap the benefits of your Maybank credit card by keeping a strong payment history.

Tips to Maximize Your Rewards and Cashback

1. Consolidate Your Spending: Spend most of your money with your Maybank credit card to maximise your rewards-earning potential. Spending less money overall enables you to earn more rewards faster and meet minimum spending requirements for Maybank credit card promotion. Additionally, it makes managing and tracking your costs easier.
2. Stay Informed About Promotions: Keep up with the most recent Maybank credit card promotion, discounts, and offers. For more on special offers, time-limited promotions, and collaborations with retailers, check Maybank’s official website, social media accounts, and newsletters. By utilising these deals, you can increase your rewards, receive discounts, and reduce the cost of your purchases.
3. Utilise Partner Merchants: Numerous Maybank credit cards feature agreements with particular retailers or online services, providing better points or payback rates for purchases made with those partners. Take advantage of these alliances to increase your points or receive special savings when travelling, dining, or buying with participating businesses.

Understanding the Maybank TreatsPoints System

The best Maybank credit cards include contracts with specific online retailers or retail establishments that offer enhanced points or payback percentages for purchases made with those partners. Utilise these partnerships to earn more points or benefit from exclusive discounts when you shop, dine, or travel with the collaborating companies.

• Accumulating TreatsPoints: Depending on how much money you spend with an approved credit card, you can earn TreatsPoints. Depending on the type of card and the category of purchases, the number of points gained in every transaction may change. For more information on the TreatsPoints accumulation rates, see the official website of Maybank or the terms and conditions of your credit card.
• Redeeming TreatsPoints: TreatsPoints can be exchanged for a variety of incentives, such as gift cards for dining, shopping, travel, and lifestyle events. TreatsPoints can also be exchanged for air miles for frequent flyer programmes or as a credit card bill credit. Consider using Maybank’s TreatsPoints to redeem rewards that match your preferences and hobbies.
• Expiration and Maintenance: TreatsPoints frequently have an expiration date, so keeping track of this information and scheduling your redemptions accordingly is critical. To keep your accrued TreatsPoints, make sure that your Maybank credit card account is current and in good standing. Review your account statements frequently, and keep an eye out for any improvements or adjustments to the TreatsPoints programme.

You may enjoy the perks and get the most out of your Maybank credit card by using it wisely, comprehending its rewards and cashback structure, and managing your spending. To improve your overall credit card experience with Maybank Malaysia, stay informed about Maybank credit card promotion, use your Maybank credit card responsibly, and learn more about the TreatsPoints programme.

Maybank Online Acquisition 2023 Credit Cards Campaign

When you achieve the spending requirements established by the bank from 1 April 2023 through 30 June 2023, the first 1,800 eligible customers (600 eligible customers per month) can get a one-time cashback award of RM150 plus a selection of gaming consoles. Please see the campaign’s terms and conditions for additional information. Here is an example of the awards and spending requirements.

You must be a Malaysian resident, 21 years of age at the time of application, and have never owned a Maybank/Maybank Islamic primary credit card to be eligible for the prize. You may also be an existing client of Maybank and Maybank Islamic Berhad.

To be eligible to participate in this campaign, you must meet the aforementioned eligibility requirements, apply for a credit card (or more) online through Maybank2u, the Maybank website, or the MAE App during the campaign period, wait for bank approval, and make a minimum retail purchase of RM300 within the first 45 days of the card’s approval date.

How to Apply for a Maybank Credit Card

The requirements are listed under “Requirements” on each page of our website that is dedicated to the best Maybank credit card.

Alternatively, you might quickly glance at the table below.

*Please note that the minimum income requirement for expatriates might be different.

Look no further if you’re wondering how to apply for a Maybank credit card. It’s simple to apply online, and doing so also makes it simple to check the status of your application. Ensure you meet Maybank credit card requirements and are prepared with the necessary paperwork.

Generally speaking, the following paperwork must be ready to apply for a Maybank credit card:

Please note that the best Maybank credit card offerings might vary by location and time. The specifics mentioned in this outline might not cover all the cards available. For current information, always refer to the official Maybank Malaysia website or contact a Maybank customer service representative.

After your application is approved, you may receive your favourite credit card.

Conclusion

In conclusion, getting the best Maybank credit card is an excellent way for Malaysians to improve their money management skills and take advantage of various special perks and bonuses. Thanks to the wide range of credit cards Maybank offers, each tailored to different lifestyles and interests, there is a card for everyone’s needs.

Malaysians can benefit from several perks, including cashback on favourite spending categories, travel advantages, and entry to special promotions, by selecting the best Maybank credit card. With the help of these credit cards, people may maximise their spending, rewards, and savings.

Additionally, the Maybank TreatsPoints programme enables cardholders to accrue points with each transaction, which may be exchanged for various benefits like coupons, goods, and air miles. This rewards programme makes using a credit card more exciting and valuable, allowing Malaysians to increase the satisfaction they derive from their purchases.

Maybank Malaysia recognises the changing demands of its clients and regularly launches alluring promotions and collaborations with retailers, both online and offline, to give exclusive deals and discounts. Holders of Maybank credit cards have access to various benefits and possibilities to save money, from dining and shopping to leisure and wellness.

Due to Maybank’s dedication to client satisfaction and its creative solutions, applying for the best Maybank credit card is a wise decision for Malaysians seeking financial convenience, lifestyle benefits, and the chance to make their money work harder for them. Utilise Maybank credit card promotion, look into the assortment of credit card choices and begin taking advantage of the advantages of the best Maybank credit card.

Frequently Asked Questions

Please note that the best Maybank credit card offerings might vary by location and time, and the specifics mentioned in this outline might not cover all the cards available. For current information, always refer to the official Maybank website or contact a Maybank customer service representative.