Privacy Policy & Terms of Use

Privacy Policy

We prioritize the confidentiality of your personal information. Our Privacy Policy applies to our platform, including social media interactions, and ensures compliance with the Personal Data Protection Act 2012 of Singapore. Your data is handled with care, focusing on its collection, processing, and usage.

Your privacy is our top priority. We guarantee that your personal data is not shared, sold, or distributed to unauthorized entities. We may collect essential personal details, such as your name and email address, to provide you with additional content or downloads. This information is used exclusively for internal communication, such as sending updates and newsletters you’ve subscribed to.

If you believe your personal data has been mishandled or compromised, please contact us at [email protected].

Violations Notification Procedure

If you identify any content that violates our Terms of Use, please notify us promptly by emailing [email protected].

Accuracy and Reliability Disclaimer

The content on our platform is intended for informational, discussion, and entertainment purposes. Contributions reflect individual views and are not moderated by the platform. Users should exercise discretion, as content may be inaccurate, harmful, or offensive.

Posting and Commenting Guidelines

Users are responsible for their contributions and must use the platform at their own risk. Contributions should be factual and avoid the following:

  • Sale or exchange of securities
  • Harassment, threats, or defamation
  • Unlawful activities
  • Impersonation or false representation
  • Violations of intellectual property rights
  • Obscene, vulgar, or offensive content
  • Commercial advertising
  • Gambling or chain letters
  • Breaches of laws and regulations

If accused of posting unlawful content, you are responsible for proving compliance with all applicable laws.

Disclosure Policy

We reserve the right to disclose information to comply with legal processes or government requests. We may edit, refuse, or remove content and restrict access to users engaged in inappropriate conduct.

Disclaimer

Content on our platform primarily reflects the personal opinions of contributors. It is provided on an “as is” basis without warranties, expressed or implied. We do not guarantee uninterrupted access or error-free functionality and disclaim responsibility for any losses or damages arising from use of the platform.

We do not act as an intermediary, broker/dealer, investment advisor, or exchange and do not provide such services.

License Terms

Users are granted a personal, non-exclusive, non-transferable, and revocable license to access the platform strictly for non-commercial purposes. By contributing content, you grant us a royalty-free license to use, reproduce, and distribute your contributions.

Governing Law and Jurisdiction

All disputes related to the Terms of Use or platform content will be governed by Singapore law. Users agree to submit to the exclusive jurisdiction of Singapore courts.

Copyright and Compensation Policy

The materials on our platform are for personal use unless otherwise stated. Unauthorized use, reproduction, or distribution of content without written permission is prohibited.

Image credits are given where applicable. If you have concerns regarding privacy or content usage, please contact us at [email protected].

We accept compensation for sponsored content or opinions. However, all views expressed are those of the authors, and users are advised to verify product claims with relevant parties. Transparency and honesty remain our core values.