Overview of Maybank Malaysia: Tradition of Excellence and Innovation
Malayan Banking Berhad, another name for Maybank, is a reputable bank with a long history of quality and a dedication to innovation. Maybank has made a name for itself in the Southeast Asian banking sector thanks to its primary operational markets in Malaysia, Singapore, and Indonesia.
Tradition of Excellence
Maybank Malaysia still is the biggest bank in Malaysia in terms of market capitalization and total assets. Its total assets were RM1,001.4 billion up to the last quarter of 2023. This first ranking, Malayan Banking Berhad, has the largest gap, with the second rank, CIMB Group Holdings, at RM666.7 billion.
The assets amount reflects its power and means Maybank Malaysia is trustable by most Malaysians and globally. Maybank Malaysia was one of the Malaysia organizations that ranked 472nd in the list of 500 brands to date. The key that makes them trustworthy is that their services and products are top-notch.
Commitment to Innovation
Maybank Malaysia prioritizes innovation to remain a banking leader, encouraging a creative culture. The President’s Innovative Ideas Award (PIIA), started in 2011, fosters innovation, celebrates top ideas, and increases program engagement. Maybank demonstrates the commitment by implementing PIIA-winning ideas. Additionally, the bank holds ideation workshops focused on strategic business areas, aiming to gain a competitive edge through innovation. Maybank is committed to enhancing its innovation efforts to support sustainable and distinctive growth.
With this backdrop of continuous innovation, let’s delve into the specifics by examining our comprehensive Top 10 Maybank Credit Card Comparison Table.
Top 10 Maybank Credit Card Comparison Table
| Maybank Credit Card | Min. annual income required | Principal card annual fee | Supplementary card annual fee* | Free for first year | Subsequent years annual fee waiver min. spend criteria |
| Maybank Visa Infinite | RM 100,000 | RM 800 | RM400 | Yes | RM 80,000/year |
| Maybank World Mastercard | RM100,000 | RM 800 | RM500 | Yes | RM 80,000/year |
| PETRONAS Maybank Visa Platinum | RM 60,000 | Waived | Waived | Yes | Lifetime fee waiver |
| Maybank 2 Platinum Cards | RM 60,000 | Waived | Waived | Yes | Lifetime fee waiver |
| Maybank FC Barcelona Visa Signature | RM 48,000 | Waived | Waived | Yes | Lifetime fee waiver |
| Maybank myimpact Visa Signature Credit Card | RM 36,000 | Waived | Waived | Yes | Lifetime fee waiver |
| Maybank Manchester United Visa Card | RM 30,000 | Waived | Waived | Yes | Lifetime fee waiver |
| American Express Cash Back Gold Credit Card | RM 30,000 | RM 70 | RM 45 | Yes | 1st year free for principal card and 2 supplementary cards |
| Maybank Grab Mastercard Platinum Credit Card | RM24,000 | Waived | Waived | Yes | Lifetime fee waiver |
| Maybank Shopee Visa Platinum Credit Card | RM24,000 | Waived | Waived | Yes | Lifetime fee waiver |
1. Maybank Visa Infinite
Features & Benefits
- Earn 2X Treats Points for every RM1 local spend.
- Earn 5X Treats Points for every RM1 overseas spend.
- Earn 1X Treats Points on utilities, petrol, education, EzyPay and insurances transactions.
- Free 10,000 Treats Points upon card activation.
- Enjoy Golf privileges globally.
- Enjoy 5X free access at Plaza Premium Lounge.
- Enjoy travel insurance protection up to RM2 million.
Eligibility
- RM100,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- RM800 annual fee for primary card and RM400 for supplementary card.
- The annual fee is free for first year and waived when spend a minimum RM80,000 in subsequent years.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
2. Maybank World Mastercard
Features & Benefits
- Earn 5X Treats AirMiles for every RM2 local spend.
- Earn 5X Treats AirMiles for every RM1 overseas spend.
- Earn 1X Treats AirMiles on utilities, petrol, education, EzyPay and insurances transactions.
- Free 50,000 Treats AirMiles upon card activation.
- Enjoy Golf privileges globally.
- Enjoy 5X free access at Plaza Premium Lounge.
- Enjoy travel insurance protection up to RM2 million.
Eligibility
- RM100,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- RM800 annual fee for primary card and RM500 for supplementary card.
- The annual fee is free for first year and waived when spend a minimum RM80,000 in subsequent years.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
3. Maybank PETRONAS Visa Platinum
Features & Benefits
- Earn 8X Treats Points for every RM1 spending on weekends at PETRONAS.
- Earn 5X Treats Points for every RM1 spending on weekdays at PETRONAS.
- Earn 8X Treats Points for every RM1 spending on groceries every weekend.
- Earn 1X Treats AirMiles on utilities, education, EzyPay and insurances transactions.
- Annual fee waived for lifetime.
Eligibility
- RM60,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
4. Maybank 2 Platinum Cards
Features & Benefits
- Enjoy 5% cashback on all retail transactions on weekends, excluded for government bodies and utilities.
- Earn 5X Treats Points for every RM1 on all retail spend on weekdays.
- Earn 1X Treats Points for every RM1 on local or global spending.
- Earn 1X Treats Points on utilities, education, EzyPay and insurances transactions.
- Enjoy travel insurance protection up to RM700,000.
- Annual fee waived for lifetime.
Eligibility
- RM60,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
5. Maybank FC Barcelona Visa Signature
Features & Benefits
- Enjoy 1% cashback on all purchases, excluded for government bodies, utilities and e-wallet reloads.
- Enjoy 5% discount in FCBotiga official store in Camp Nou.
- Enjoy travel insurance protection up to RM500,000.
- Annual fee waived for lifetime.
Eligibility
- RM48,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
6. Maybank myimpact Visa Signature Credit Card
Features & Benefits
- Enjoy 1% cashback on selected ESG-friendly Merchants.
- Enjoy 0.5% cashback on contactless payment, Apple Pay and Samsung Pay.
- Earn 1X Treats Points for every RM1 on all purchases.
- Enjoy travel insurance protection up to RM1 million.
- Annual fee waived for lifetime.
Eligibility
- RM36,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
7. Maybank Manchester United Visa Card
Features & Benefits
- Earn 10X Treats Points for every RM1 spending at United Direct Online Megastore.
- Earn 5X Treats Points for every RM1 spending on all retail when Manchester United wins a Premier League Match.
- Earn 5X Treats Points for every RM1 spending on groceries.
- Earn 1X Treats Points for every RM1 on utilities, education, EzyPay and insurances transactions.
- Enjoy up to 20% discount on Manchester United Stadium.
- Annual fee waived for lifetime.
Eligibility
- RM30,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
8. American Express Cash Back Gold Credit Card
Features & Benefits
- Enjoy up to 1.5% cashback on all global spending with no monthly cap.
- Enjoy 1% cashback on local spending with no monthly cap.
- Low annual income requirements.
Eligibility
- RM30,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card is RM70 and supplementary card is RM45.
- The first year annual fee is waived.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
9. Maybank Grab Mastercard Platinum Credit Card
Features & Benefits
- Grab 1000 Welcome GrabRewards Points upon activate your card.
- Earn 1X GrabRewards Points for every RM1 that spending on Grab.
- Earn 1X GrabRewards Points for every RM3 on transactions made global, cross-border and e-commerce.
- Earn 1X GrabRewards Points for every RM3 on local spending.
- Grab 5X RM5 GrabRide and GrabFood Vouchers.
- Annual fee waived for lifetime.
Eligibility
- RM24,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- The minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
10. Maybank Shopee Visa Platinum Credit Card
Features & Benefits
- Grab 5,000 Shopee Coins upon card activation.
- Earn 5X Shopee Coin for every RM1 on Shopee spend on Special Days. For example, CNY, Hari Raya, Pay Day and 9.9 Campaign.
- Earn 2X Shopee Coin for every RM1 on Shopee spend on normal days.
- Earn 4X Shopee Coin for every RM1 with dining, entertainment and contactless transactions on Special Days.
- Earn 2X Shopee Coin for every RM1 with dining, entertainment and contactless transactions on normal days.
- Enjoy 1X Shopee Coint for every RM1 on all others transactions.
- Annual fee waived for lifetime.
Eligibility
- RM24,000 is the minimum annual income.
- The principal cardholder must be at least 21 years old.
- Minimum age is 18 (supplementary cardholder).
Fees & Charges
- The annual fee for primary card and supplementary card are free for life.
- There is RM25 for sales and services tax on the activation and anniversary dates of each major and supplementary card.
- RM25 or 5% of the outstanding amount, whichever is higher for the minimum monthly payment.
- There is a charge of RM10 or 1% of the outstanding late payment fee, up to a maximum of RM100.
- RM18 or 5% of the outstanding amount, whichever is higher for the cash withdrawal fee.
- 18% for the interest rate on cash withdrawals.
Documents Required
- For salaried Malaysians
- Copy of MyKad (both sides) or passport
- Latest BE form with official tax receipt
- Latest 3 months’ salary slips
- Latest 6 months’ savings account activity or current account statement
- For self-employed Malaysians
- Copies of your business registration documents
- Latest 6 months’ bank statements
- For expatriate
- Letter from your employer confirming duration of employment in Malaysia
- Supplementary cardholder
- Copy of MyKad (both sides) or passport
Why Choose Maybank Credit Cards?
A variety of credit cards are available from Maybank Malaysia that are made to fit various lifestyles and interests. Consider these factors while deciding whether to use the best Maybank credit card:
1. Wide Selection of Cards: Maybank offers various credit cards to meet different demands. Whether you want cashback rewards, travel advantages, or privileged access, Maybank offers a card to suit your tastes and way of life.
2. Cashback Rewards: Numerous Maybank credit cards provide enticing cashback incentives on regular purchases. For instance, you may earn up to 5% cashback on petrol and groceries on Friday and Saturday with the Maybank Islamic Ikhwan Mastercard Gold Card-i. Doing this can increase the money you save and help you enjoy your purchases more. Some cashback credit cards have low annual income requirements, which are applicable to the public.
3. Travel Benefits: Maybank credit cards include travel perks if you travel frequently. For instance, the Maybank World Mastercard enables you to accrue air miles for meals, travel, petrol, and hotel reservations. You can also take advantage of comprehensive travel insurance coverage and unique access to VIP lounges.
4. Fuel Savings: Maybank credit cards provide attractive fuel savings at Petronas stations with the Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i. Cardholders can enjoy up to 8% significant discounts on any spending at Petronas, helping them save on their everyday expenses.
5. Exclusive Privileges: Maybank credit cards provide users access to exclusive benefits and savings. For instance, the Maybank American Express Platinum Credit Card offers a reward point system when you spend on petrol, groceries, or overseas spending. Other than the reward points, some offer cashback also aims to increase customers’ shopping experiences and give back benefits to improve customer life.
6. Innovative Features: It is well known that Maybank values innovation. To improve the credit card experience for its consumers, the bank is always introducing new features and services. Whether through mobile banking applications, contactless transactions, or digital rewards redemption, Maybank aims to provide cardholders with practical and cutting-edge options.
7. Regional Presence: Southeast Asia and beyond are regions where Maybank is well-represented. Maybank credit cards are convenient and widely accepted because of their global network of retail banking locations. This is very advantageous for those who travel frequently or have needs for overseas expenditures.
Understanding the Benefits of Maybank Credit Cards
Its various features make Maybank credit cards an appealing option for Malaysian cardholders. Customers who choose the best Maybank credit cards can benefit from exclusive incentives, cashback deals, travel advantages, and more. These are a few of the main advantages of the best Maybank credit cards:
1. Cashback Rewards: Maybank credit cards provide enticing cashback returns on a variety of purchase categories, including groceries, restaurants, entertainment and transportation. For instance, the Maybank Islamic Ikhwan Mastercard Gold Card-i allows cardholders to earn significant rewards on their regular spending by offering up to 5% cashback on petrol and groceries on Friday and Saturday.
2. Travel Benefits: Maybank credit cards offer exclusive travel bonuses and privileges. The benefits of using a credit card include earning air miles, getting hotel room discounts, getting access to some VIP lounges, and getting free travel insurance. For instance, the Maybank World Mastercard offers 10X TREATS Points (equal to 4 air miles) at certain restaurants, shops and gas stations, making it an excellent option for regular travellers.
3. Fuel Savings: Through the Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i offer excellent fuel discounts at Petronas stations. Cardholders can take advantage of savings on fuel purchases, which can reduce their fuel costs. Any spending at Petronas available to enjoy up to 8% cashback, including Mesra.
4. Complimentary Access and Services: Maybank credit cards make access to unique benefits and services possible. The Rewards Infinite (RI) programme, travel insurance, 24-hour access to Mastercard Travel & Lifestyle Services, and complimentary admission to a few VIP lounges are all available to cardholders. These extra benefits improve the whole travel and lifestyle experience for the best Maybank credit card holders.
5. Flexible Redemption: For rewards and advantages accrued, Maybank credit cards provide a variety of flexible redemption possibilities. The TREATS SG app allows cardholders to redeem rewards, convert collected TREATS Points to air miles, and enjoy fee-free conversion of TREATS Points to air miles. Due to this flexibility, cardholders may maximise the value of their points and take advantage of unique redemption opportunities.
6. Golf Privileges: The Maybank World Mastercard is an excellent option for aficionados. This card offers perks, including free green fees at participating golf clubs worldwide and exclusive discounts at a few restaurants and shops. You can also accumulate points that can be exchanged for flight miles or incentives.
7. Complimentary Lounge Access: Plaza Premium Lounges are accessible for free with several Maybank credit cards, so you may unwind and take advantage of premium airport services.
8. Convenience and Security: Maybank credit cards are generally accepted domestically and abroad. They can be used for offline and online purchases and cash withdrawals. Maybank Malaysia also implements advanced security measures to safeguard cardholders against fraud and unauthorised transactions.
9. Flexible Rewards Programs: Maybank credit cards are typically accepted domestically and internationally. They can be used to make offline and online purchases and withdraw money. Maybank has also implemented cutting-edge security measures to protect cards from fraud and unauthorised transactions.
10. Exclusive Privileges: Most places accept Maybank credit cards locally and abroad. They can be used to withdraw money and make offline and online transactions. Additionally, Maybank has implemented advanced security measures to guard cards against fraud and unauthorised transactions.
Making the Most of Your Maybank Credit Card
Various bonuses and rewards are available with Maybank credit cards, which can improve your money management and increase the effectiveness of your spending. You can get the most out of best Maybank credit card’s advantages and have a satisfying experience by knowing the optimal usage procedures. Here are some essential pointers to help you make the best use of your Maybank credit card:
Best Practices for Utilizing Your Maybank Credit Card
1. Choose the Right Card: Choose the best Maybank credit card that fits your spending preferences and way of life. To ensure the card meets your needs and tastes, consider cashback categories, travel incentives, and annual fees. Maybank Malaysia provides a range of credit cards designed for various consumer categories, offering choices for various needs.
2. Understand the Rewards and Cashbacks: Get acquainted with the best Maybank credit card points and cashback programme. Note the payback rates, qualifying spending categories, and applicable limits or restrictions. This information will enable you to plan your finances and maximise the benefits you receive.
3. Optimize Preferred Cashback Categories: If your Maybank credit card allows you to pick your favourite reward categories, choose those corresponding to your usual expenditure. You will be able to do this to increase the cashback rates you receive on purchases like groceries, meals out, transportation, and entertainment. To ensure your preferences reflect your current spending habits, periodically review and modify them.
4. Take Advantage of Travel Benefits: Use any travel benefits with your Maybank credit card wisely. These could include air miles, discounted hotel reservations, entry to airport lounges, and free travel insurance. Plan your travels and finances to make the most of these advantages and improve your travels.
5. Be Mindful of Payment Deadlines: Avoid late payment fees and interest charges by paying your Maybank credit card bills on time. To guarantee prompt settlement, set up payment reminders or automate your payments. You can preserve your creditworthiness and reap the benefits of your Maybank credit card by keeping a strong payment history.
Tips to Maximize Your Rewards and Cashback
1. Consolidate Your Spending: Spend most of your money with your Maybank credit card to maximise your rewards-earning potential. Spending less money overall enables you to earn more rewards faster and meet minimum spending requirements for Maybank credit card promotion. Additionally, it makes managing and tracking your costs easier.
2. Stay Informed About Promotions: Keep up with the most recent Maybank credit card promotion, discounts, and offers. For more on special offers, time-limited promotions, and collaborations with retailers, check Maybank’s official website, social media accounts, and newsletters. By utilising these deals, you can increase your rewards, receive discounts, and reduce the cost of your purchases.
3. Utilize Partner Merchants: Numerous Maybank credit cards feature agreements with particular retailers or online services, providing better points or payback rates for purchases made with those partners. Take advantage of these alliances to increase your points or receive special savings when travelling, dining, or buying with participating businesses.
Understanding the Maybank TreatsPoints System
The best Maybank credit cards include contracts with specific online retailers or retail establishments that offer enhanced points or payback percentages for purchases made with those partners. Utilise these partnerships to earn more points or benefit from exclusive discounts when you shop, dine, or travel with the collaborating companies.
1. Accumulating TreatsPoints: Depending on how much money you spend with an approved credit card, you can earn TreatsPoints. Depending on the type of card and the category of purchases, the number of points gained in every transaction may change. For more information on the TreatsPoints accumulation rates, see the official website of Maybank or the terms and conditions of your credit card.
2. Redeeming TreatsPoints: TreatsPoints can be exchanged for a variety of incentives, such as gift cards for dining, shopping, travel, and lifestyle events. TreatsPoints can also be exchanged for air miles for frequent flyer programmes or as a credit card bill credit. Consider using Maybank’s TreatsPoints to redeem rewards that match your preferences and hobbies.
3. Expiration and Maintenance: TreatsPoints frequently have an expiration date, so keeping track of this information and scheduling your redemptions accordingly is critical. To keep your accrued TreatsPoints, make sure that your Maybank credit card account is current and in good standing. Review your account statements frequently, and keep an eye out for any improvements or adjustments to the TreatsPoints programme.
You may enjoy the perks and get the most out of your Maybank credit card by using it wisely, comprehending its rewards and cashback structure, and managing your spending. To improve your overall credit card experience with Maybank Malaysia, stay informed about Maybank credit card promotion, use your Maybank credit card responsibly, and learn more about the TreatsPoints programme.
Maybank Visa Olympic Games Paris 2024 Campaign
When you achieve the spending requirements established by the bank from 15 November 2023 through 15 February 2024, you are qualified to join this campaign whether you are a credit or debit card user. The minimum prize is RM100 Cashback for 25 units to grab per day. Please see the campaign’s terms and conditions for additional information. Here is an example of the awards and spending requirements.
| Prize Category | Card Type | Prize Details | Allocation | Total Winners |
| Grand Prize | Credit/Charge Card | The New Mercedes-Benz CLE Coupe | 1 unit |
– |
| Debit Card | Mercedes Benz C Class | 1 unit |
– |
|
| Weekly Prizes | Credit, Debit & Charge Card | iPhone 15 Pro | 5 units | 70 winners |
| Daily Prizes | RM100 Cash Back | 25 units | 2,325 winners |
Check out our “Best Debit Card in Malaysia” to find out the right debit card for you use.
| Prize Category | Card Type | Prize | Total Winners | ||
| Special Prizes | Visa | Credit Card | First Prize | 5D4N 4-star accommodation + flight to watch the Olympic Games Paris 2024 ceremony + 2 sports event (winner + 1 guest) | 2 winners |
| Second Prize | 5D4N 4-star accommodation + flight to watch the Olympic Games Paris 2024 with 3 selected sports event
(winner + 1 guest) |
2 winners | |||
| Bonus Prize | Visa Olympic Games Paris 2024 themed merchandise bundle | 250 winners | |||
| Debit Card | First Prize | 5D4N 4-star accommodation + flight to watch the Olympic Games Paris 2024 with 3 selectedsports event
(winner + 1 guest) |
2 winners | ||
| Bonus Prize | Visa Olympics Games Paris 2024 themed merchandise bundle | 200 winners | |||
| Mastercard | Credit & Charge Card | Panasonic 65” OLED, 4K HDR Smart TV | 12 winners | ||
| American Express® | Samsung 65” Neo QLED 4K | 12 winners | |||
Once you are credit, debit or charge card users and meet the spend criteria, you are eligible to join this campaign including the grand, weekly, daily and special prizes.
You may register via SMS, for example, YE to 66628 for the registration. Once successful registration, you can start to spend with your Maybank Card to earn entries. The more entries, the higher the chances to win.
How to Apply for a Maybank Credit Card
The requirements are listed under “Requirements” on each page of our website that is dedicated to the best Maybank credit card.
Alternatively, you might quickly glance at the table below.
| APPLY FOR MAYBANK CREDIT CARD – ELIGIBILITY | |
| Age of Principal Cardholder | 21 – 65 years old |
| Age of Supplementary Cardholder | Minimum 18 years old |
| Nationality | Malaysians and Expatriates |
| Income Requirement (monthly)* | Maybank Visa Infinite – RM8,333.33
Maybank World Mastercard – RM8,333.33 PETRONAS Maybank Visa Platinum – RM5,000 Maybank 2 Platinum Cards – RM5,000 Maybank FC Barcelona Visa Signature – RM4,000 Maybank myimpact Visa Signature Credit Card – RM3,000 Maybank Manchester United Visa Card – RM2,500 American Express Cash Back Gold Credit Card – RM2,500 Maybank Grab Mastercard Platinum Credit Card – RM2,000 Maybank Shopee Visa Platinum Credit Card – RM2,000 |
*Please note that the minimum income requirement for expatriates might be different.
Look no further if you’re wondering how to apply for a Maybank credit card. It’s simple to apply online, and doing so also makes it simple to check the status of your application. Ensure you meet Maybank credit card requirements and are prepared with the necessary paperwork.
Generally speaking, the following paperwork must be ready to apply for a Maybank credit card:
| DOCUMENTS FOR MAYBANK CREDIT CARD APPLICATION | ||
| Salaried Employee | Self-Employed | Expatriate |
| ✔ Copy of IC (both sides) or Passport
✔ Latest BE form with an official tax receipt ✔ Latest 3-month salary slip ✔ Latest 6-month savings account or current account statement |
✔ Copy of IC (both sides) or Passport
✔ Copies of Business Registration ✔ Latest 6-month Bank Statement |
✔ Copy of Passport
✔ Latest BE form with an official tax receipt ✔ Latest 3-month salary slip ✔ Latest 6-month savings account or current account statement ✔ Letter from employer confirming the duration of employment contract in Malaysia |
Please note that the best Maybank credit card offerings might vary by location and time. The specifics mentioned in this outline might not cover all the cards available. For current information, always refer to the official Maybank Malaysia website or contact a Maybank customer service representative.
After your application is approved, you may receive your favourite credit card.
Conclusion
In conclusion, choosing the right Maybank credit card can significantly enhance Malaysians’ financial management and access to exclusive benefits. With a variety of cards catering to different preferences, users can enjoy cashback, travel perks, and special promotions. The Maybank TreatsPoints programme further enriches the experience by offering redeemable points for diverse rewards. Maybank’s continuous efforts to introduce enticing promotions and partnerships ensure cardholders enjoy a wide range of savings and benefits, making it a smart choice for those looking to optimize their spending and enjoy added lifestyle advantages.
For a broader perspective on your financial tools, don’t miss our comprehensive review of the ‘Best Credit Card in Malaysia‘, where we explore the top options to suit every lifestyle and spending habit, ensuring you make the most informed decision for your wallet.
